Why eTrackly Is the Best Privacy-First Budget App in 2024
Your financial data is deeply personal. Here's why it should never leave your device.
Let's be honest: most budgeting apps treat your financial data as a product.
When you use traditional finance apps like Mint, Personal Capital, or countless others, here's what typically happens:
1. You create an account (email, phone number, personal details) 2. You link your bank accounts (login credentials) 3. The app downloads ALL your transaction history 4. That data lives on their servers—forever 5. You're shown targeted ads based on your spending habits
Even if you trust these companies today, data breaches happen. Employees have access. Companies get acquired. Policies change.
What if there was a better way?
Introducing eTrackly: Finance Tracking, Reimagined
eTrackly takes a fundamentally different approach:
> All your financial data stays on your device. Period.
No accounts. No cloud storage. No tracking. No ads. Just you and your money.
How It Works
Instead of connecting to banks and downloading your data to remote servers, eTrackly stores everything locally using:
- SQLite for structured transaction data
- MMKV for app settings and preferences
- Local file system for receipt photos
This means: - Works completely offline - No internet required - No server to get hacked - No third-party access - Data disappears when you delete the app
Complete Feature Set Without Compromising Privacy
Privacy doesn't mean sacrificing functionality. eTrackly includes everything you need:
Smart Transaction Tracking Record income and expenses in seconds. Add descriptions, categories, dates, and even receipt photos—all stored locally.
Multiple Wallets Manage cash, checking accounts, savings, and more. Each wallet can have its own currency. Perfect for freelancers, families, or anyone with complex finances.
Visual Budgeting Set spending limits by category. Watch real-time progress bars show exactly where you stand. Get alerted before you overspend.
Savings Goals Set targets for vacations, emergency funds, or major purchases. Track contributions and celebrate when you reach your goals.
Recurring Transactions Automate tracking for rent, subscriptions, and salary. Daily, weekly, monthly, or yearly—eTrackly handles it.
Beautiful Analytics Understand your spending with clear charts showing balance over time, spending by category, and income vs. expense trends.
Security Beyond Privacy
Local storage is just the beginning. eTrackly adds multiple layers of protection:
Biometric Authentication - Face ID on iPhone X and newer - Touch ID on older iPhones and iPads - Fingerprint on Android devices
PIN Code Option Set a 4-6 digit PIN for app access when biometrics aren't available.
Auto-Lock Configure how long before the app locks itself.
Who Should Use eTrackly?
Privacy-Conscious Individuals If you're uncomfortable with companies knowing your salary, rent, and shopping habits, eTrackly is built for you.
Freelancers and Contractors Track multiple income streams, separate business and personal finances, and export clean records for tax time.
Students and Young Adults Start building financial habits with the generous free tier.
International Users Support for multiple currencies and 5 languages makes eTrackly globally accessible.
What About Bank Sync?
We get this question a lot: *"Why doesn't eTrackly connect to my bank?"*
Here's the truth: bank sync and true privacy are mutually exclusive.
To sync with your bank, an app must store your banking credentials, connect to third-party aggregators, and download your transaction history to their servers.
Manual entry takes 30 seconds per transaction. For many users, that small investment is worth complete control over their financial data.
Pricing
| Feature | Free | Pro ($1.99/mo) | Premium ($3.99/mo) | |---------|------|----------------|-------------------| | Wallets | 1 | 3 | Unlimited | | Transactions/month | 100 | Unlimited | Unlimited | | Budgets | 1 | Unlimited | Unlimited | | Goals | 1 | Unlimited | Unlimited | | Cloud Backup | No | Yes | Yes | | Recurring Transactions | No | No | Yes |
Save 17% by choosing yearly plans.
The Future of Personal Finance
We believe financial software should respect your privacy by default, not as a premium feature.
eTrackly proves that you don't need to sacrifice functionality for privacy. You can have: - Powerful budgeting tools - Beautiful analytics - Multi-currency support - Recurring transaction automation - AND complete data privacy
All stored locally. All under your control.
Ready to Take Control?
Download eTrackly today and experience personal finance tracking the way it should be: private, powerful, and completely yours.
*eTrackly: Your money. Your privacy. Your control.*
Ready to Start Tracking Your Finances?
Download eTrackly for free and put these tips into practice.
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